At Morrissey Financial Management, financial planning is at the heart of everything we do. Our Qualified Financial Advisors (QFA) use state-of-the-art analytics and modelling software to develop plans that guarantee growth and protect your income.
As Advisors with Retirement Planning Advisor (RPA) designations, we will take into account all aspects of your life, and plan for short, medium, and long-term financial goals. Once we establish a framework to work with, we will design an investment strategy to meet your goals and plan for the life you dream of.
Our Financial Planning Process
1. Consultation and Plan
We begin with a comprehensive consultation to understand your current financial position. This includes information gathering, future cash flow planning, and strategic goal setting. We’ll create a bespoke plan reflecting your current situation, future goals, career prospects, and family plans.
2. Execution of Financial Plan
We’ll work closely with other advisors to implement our investment strategy, continuously monitoring your plan. Our implementations focus on positioning your assets within pre-agreed risk parameters at minimum cost, with 100% transparent charges.
3. Ongoing Support
Our commitment extends beyond initial planning. We provide quarterly consolidated investment reports, conduct annual financial plan reviews, and offer ongoing supervision of your financial portfolio.
Comprehensive Financial Planning Services
Our expertise spans four critical areas of financial management:
Pensions: We specialise in pension optimisation, offering strategies for company directors, PRSA options, retirement bonds, and consolidation of pension portfolios. Our approach ensures you maximise tax relief and create a robust retirement income strategy.
Investment Planning: We develop tailored investment portfolios based on your unique risk profile. Our strategies focus on diversification, regular rebalancing, and identifying tax-efficient investment vehicles to grow and protect your wealth.
Protection Planning: We provide comprehensive protection analysis, including income protection, life assurance needs assessment, critical illness cover, and business continuity planning. Our goal is to safeguard your financial future against unexpected challenges.
Estate Planning: We offer sophisticated strategies for inheritance tax mitigation, succession planning for business owners, gift tax planning, and family wealth transfer. Our approach ensures your financial legacy is preserved and optimised.
Take the First Step Towards Financial Clarity
Financial confidence begins with a conversation. Book your complimentary initial consultation today and discover how our financial planning services can help you achieve your goals with clarity and confidence.
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